well with this new forum i thought the disparity would be corrected but i am still listed as a member at the bottom of the bulletin board and it uses the title of guests instead of the new registered boarder??

i agree with pete. if content was restricted many people simply would go away and have the impression of well their a bunch of snobs and dont want to share or help anyone and prehaps some valuable knowledge and experience would be lost to the community.
the website and forum is the public face of the club and its important that it is inclusive and welcoming to others and who knows maybe those guests might just become financial members of the club just as i did. it is still possible to have a club members only section this of course would require extra programming and cost.

prehaps a prompt to guests every lets say 5 logins, posts or 10 topic views to make a donation lets say a dollar or become a full club member. this would help cover costs.
most people would happily donate a dollar to something, many community events in my country have a gold coin entry donation (our $1 and $2 coins are gold coloured bronze)
most people give $2. the mint has even released a special $1 coin called the donation dollar they are putting in circulation 2 for every Australian, the idea encourage people to give more often.

I would think that would be way too cumbersome for guests to use---either your in or out for only 40 bucks!